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The Loan Process Explained

  • By David Rutherford
  • June 23, 2022
  • Borrowers Information
  • No Comments
Everything you ever needed to know about the loan process.   From start to finish, this process usually takes 5 weeks or more, depending on how complex your situation is and how long it takes to get under contract. If you have your financial ducks in a row and you’re…
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DTI: What is it? How does it affect me?

  • By David Rutherford
  • June 1, 2022
  • Borrowers Information
  • No Comments
What is DTI? Debt-to-Income ratio. It means a lot when you are trying to qualify for a home loan! The amount of your monthly debt obligation (credit cards, auto loans, student loans, child support, etc.) is divided by the amount of your gross monthly income (prior to any deductions), which…
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How Do I Qualify For A Loan?

  • By David Rutherford
  • May 10, 2022
  • Borrowers Information
  • No Comments
There are several qualifying factors that you’ll be asked about when you talk to us. We’re looking for stable, predictable income so we can trust that you have the ability to repay your loan. When we talk, we’ll ask you about 4 things: Credit Score. The higher your credit score,…
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The Loan Process Explained

The Loan Process Explained

David Rutherford - June 23, 2022

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